A well-known online investment and financing platform, dedicated to the wealth management/credit industry, affiliated to Ping An Group, an investment enterprise specializing in providing comprehensive financial asset transaction information and consulting related services
Lufax, the full name of Shanghai Lujiazui International Financial Assets Exchange Market Co., Ltd., is the world's leading Internet wealth management platform, a member of Ping An Group, incorporated in Shanghai in September 2011, located in the international financial center of Shanghai Lujiazui.
Lufax is committed to combining the development of financial globalization and information technology innovation, and on the basis of a sound risk management and control system, to provide professional, efficient and safe comprehensive financial asset transaction information and consulting related services for the majority of institutions, enterprises and qualified investors.
Lufax's lu.com online investment and financing platform (www.lu.com, formerly known as www.lufax.com) was officially launched in March 2012. As a platform built by Ping An Group, lu.com combines global financial development and Internet technology innovation, and provides professional and reliable investment and financing services for small and medium-sized enterprises and individual customers on the basis of a sound risk management and control system, helping them achieve convenient and efficient low-cost financing and wealth appreciation.
As the world's leading comprehensive online wealth management platform, Lufax has maintained rapid growth. According to the 2016 Ping An performance report, the retail trading volume of Lufax was 1.54 trillion yuan, a year-on-year increase of 137.5%, and the retail asset management scale at the end of the period reached 438.379 billion yuan, an increase of 74.7% over the end of 2015, continuing to maintain its leading position in the industry. In addition, in 2016, more than 82% of retail transactions were made through mobile phones. At present, there are more than 30 million registered users on the Lufax platform.
In addition to maintaining the rapid growth of the asset scale traded through the Lufax platform, Lufax has also launched the KYC 2.0 system, an investor suitability management system that is unique in the industry. The system mainly includes five aspects: "Know Your Customer (KYC), Know Your Product (KYP), Adaptation of Investors and Product Risks, Information Disclosure, and Investor Education". , "Sell the right product to the right person".
