A one-stop wealth management platform launched by IB and a leader in the Internet wealth management industry, providing one-stop and all-round wealth management solutions
As the largest comprehensive wealth management platform in China, it is a comprehensive wealth management platform for cooperative banks formed by IB on the basis of the bank-bank platform through the integration of wealth management products such as wealth management products, precious metal trading, bank-securities transfer, fund distribution and other wealth management businesses in the bank, providing one-stop all-round wealth management solutions for individual customers.
The customer of the cooperative bank opens a wealth management account on the bank-bank platform through the channel of the cooperative bank, the website of the bank-bank manager or the smartphone client, and establishes a one-to-one correspondence between the wealth management account and the settlement account of the cooperative bank and UnionPay Bank (Industrial and Commercial Bank of China, China Construction Bank, China Merchants Bank, Postal Savings, Ping An Bank, China CITIC Bank, Everbright Bank, Minsheng Bank and Agricultural Bank of China) and various wealth management fund accounts. Transfer funds between wealth management accounts and handle transactions of related wealth management products through the use of cooperative bank settlement accounts or related sub-product customer numbers.
The shopkeeper wallet will realize the seamless transaction of various financial functions through the money manager platform. For example, users can see their favorite financial products in the money shopkeeper, but because they are far away from the issuance date, they can deposit the funds into the shopkeeper's wallet and enjoy the income during this time. Then, when the issuance period is approaching, the funds in the shopkeeper's wallet will be withdrawn and the bank wealth management products will be subscribed. In this way, the user's funds can not only enjoy high returns every day, coupled with seamless transactions, the shopkeeper wallet also makes it more convenient for users to purchase banks, funds, trusts and other financial products.
In addition to optimizing the purchase experience, with the help of the open platform of the shopkeeper, the shopkeeper wallet not only supports the customers of IB, but also supports the bank cards cooperated by the bank through UnionPay payment channels and interbank business cooperation, as well as the major interbank cooperative banks in third-tier cities. Therefore, in addition to online purchases, shopkeeper wallets can also be purchased through the cooperative banking channels of the bank-bank platform. In this way, the income of the shopkeeper wallet can not only be enjoyed by users in big cities with developed networks, but also depositors in rural areas with underdeveloped Internet can easily enjoy the high returns brought by various financial and financial products, and even more effective than traditional Internet enterprises, so that people can enjoy various financial services and achieve inclusive finance.
The "Money Manager" APP, on which the "Shopkeeper Wallet" is based, has made persistent efforts to launch in 14 Android App Markets after successfully "winning" the Apple App Market. It is understood that the "Shopkeeper Wallet" is an Internet financial wealth management product, which is jointly launched by IB and IB Global Fund, and the product relies on the wealth management portal of "Money Manager". According to the relevant person of Industrial Bank, the 14 Android application markets that have landed in the "Money Manager" include the most satisfactory and active application markets for Android users, including Baidu Mobile Assistant, 360 Mobile Assistant, Wandou Pod, Xiaomi Store, Tencent App Treasure, Jifeng Market, 91 Assistant, Android Market, Lenovo Store, Unicom Wo Store, Mobile MM, Wood Ant, as well as the latest addition of ZTE Mobile App Store and Liqu Market. Among them, Wandou Pod brought 45,000 downloads, and Baidu Mobile Assistant and 360 Mobile Assistant brought 20,000 and 11,000 downloads respectively. According to Wonder data, as of August 26, since its establishment on February 27, the average annualized rate of return of Xingquan Tianlibao, which is connected to the "shopkeeper wallet", has reached 5.44%, ranking first among the 106 comparable money market funds in Class A in the same period.
