Changsha mortgage is a kind of loan we are very familiar with, Changsha car mortgage loan has a high amount and low interest, but the cycle of the next payment is relatively long, generally takes about 15 working days. Nowadays, many people will choose a car mortgage.
For applying for a car mortgage loan in Changsha, you should choose a regular car loan company, all the procedures of a regular car loan company in Changsha are formal, and you should find a car loan specialist to apply for a regular car mortgage loan, so as not to be messed up!
Loan application: (2% monthly interest rate - 10% annual interest rate), ID card, driving license, registration certificate, marriage certificate are required;
1. Local residents, under the age of 50;
2. Engage in legitimate production and business activities, the project has development potential or market competitiveness, and has the ability to repay the principal and interest of the loan on time.
3. Have a stable source of income;
4. No bad credit record;
5. Supporting materials:
1. Personal identity certificate (can be a foreign household registration), residence permit, driving license, marriage certificate and other information;
2. Proof of stable residential address, such as housing lease contract, water and electricity payment bill, property management and other related certificates;
3. Proof of stable source of income, such as bank slips, labor contracts, etc.
Company commitment: customer first, integrity-based.
Prepayment with no penalty. We have a variety of repayment methods; It can take the method of interest first and then principal, monthly interest first, and one-time repayment of principal at maturity, and the utilization rate of funds is very high; or equal interest; You can also pay back as much as you want, and pay back the rest. The term of the quick loan is not limited, and it can be settled or renewed at any time without any liquidated damages. Insist on fee transparency.