
Chongqing Import and Export Credit Guarantee Co., Ltd., a well-known financing guarantee enterprise, a national guarantee agency jointly established by Yufu Group and the Export-Import Bank of China, is on the list of institutions with a national trillion guarantee scale, and a first-class new financial service group
Chongqing Import and Export Credit Guarantee Co., Ltd. is a national guarantee institution established in 2009 by Yufu Group and the Export-Import Bank of China on the basis of the signing of the Memorandum of Financial Cooperation on Carrying out the Comprehensive Reform of Urban and Rural Areas between Chongqing Municipal Government and the Export-Import Bank of China. At present, the registered and paid-in capital of the company is 2.42 billion yuan (60% of the shares held by Yufu Company and 40% held by the Export-Import Bank), ranking among the top in the industry in the country; The credit rating of the entity is AA.
Since its establishment, our company has always adhered to the corporate values of "integrity and innovation", faithfully practiced the development tenet of "promoting opening up, supporting urban and rural co-ordination, promoting scientific and technological innovation, and serving small and medium-sized enterprises", and continued to explore, innovate and progress.
-- The main business pattern of coordinated development of indirect, direct financing and non-financing guarantee has been constructed. In the past five years, the total amount of guarantees has reached 33.3 billion yuan, and the balance under guarantee is 17.9 billion yuan.
——It has formed a diversified business system based on guarantees, supplemented by entrusted loans, investment, wealth management and consulting. Return on equity rose to 11.6% from 0.2% initially.
——Innovated the "3 N" industry and finance micro-loan model to serve small, medium and micro enterprises in the industrial chain at low cost and low risk. A total of more than 120 small, medium and micro enterprises have been provided with loans of more than 800 million yuan.
-- Establish a risk management and control system characterized by parallel operation and process control, covering the whole process of credit business. The loss ratio has remained at zero for five years.
It has successively won more than 20 honorary titles, such as "Top 30 Institutions on the List of National Trillion Guarantee Scale", "The Most Credible Guarantee Institution in China", "China Guarantee Growth Pioneer", "China Guarantee Best Risk Control Award", "Chongqing State-owned Enterprise Contribution Award Advanced Collective", "Chongqing Top 10 Financing Guarantee Institutions" and so on.
Facing the future, we will strive to build a "national first-class new financial service group" in accordance with the principles of institutional collectivization, national layout and business diversification, and provide high-quality financial services for improving the financing environment for small and medium-sized enterprises and promoting economic and social development!